The summer holidays can put extra pressure on family finances. Childcare, activities and days out can quickly become expensive, particularly for working parents. To help, we've pulled together information on financial support and practical ways to reduce costs over the summer break.
Family money saving support
HAF programme
The Holiday Activities and Food (HAF) programme offers eligible children free holiday activities and nutritious meals during the school holidays. If your child receives free school meals, check to see what support is available.
Planning a family day out this summer? A temporary VAT reduction is helping to make selected meals, attractions and family entertainment more affordable through the Government's Great British Summer Savings scheme. Children aged 5 to 15 can also travel free on local buses in England during August, making it even easier to enjoy a day out for less.
It's worth checking participating venues before you visit to make the most of the savings available.
Great British Summer Savings Scheme
The school holidays can put extra pressure on family finances, from childcare costs and days out to back-to-school shopping. While some expenses are unavoidable, planning ahead can help spread the cost. Setting aside small amounts throughout the year in dedicated savings pots can make summer spending more manageable and reduce financial stress.
If you're working and receiving Universal Credit, you may be able to claim back some childcare costs for children up to age 16. Support is available throughout the year or just during the school holidays, making it worth checking what help you could receive.
Not currently claiming Universal Credit? If you're on a low income, it's worth checking whether you're eligible. Many people miss out on support simply because they don't realise they qualify, and a quick eligibility check could make a real difference to your family budget. Check now to see if you could get Universal Credit.
Budgeting and childcare grants
Low-cost holiday ideas
Going on holiday can seem like an impossible dream when you’re struggling to afford the basics, but there are some excellent deals and free activities that are well worth looking at. MoneySavingExpert has a comprehensive guide filled with tips and tricks for having a magical day out that doesn’t cost the earth.